Insurance & Financing


Welcome to Smart Dental, where our mission is to make dental care accessible and stress-free for everyone. Under the care of Dr. Petersen and our welcoming team, we're here to confidently guide you through your dental care journey.


In Richland, WA, we stand out for our exceptional dental services and our commitment to working closely with our patients to address their financial needs. Let's dive into how we can make your journey to a perfect smile both achievable and affordable.

Dental Insurance Coverage


At Smart Dental, we understand the importance of leveraging your dental insurance to its fullest potential. Our office proudly accepts a wide range of insurance providers, including:

Aetna logo
Ameritas logo
Cigna logo
Delta dental logo
Guardian logo
Humana logo
MetLife logo
BCBS logo
Guardian logo
UHC logo

Our team is adept at handling the complexities of dental insurance, working tirelessly to maximize your benefits while minimizing your out-of-pocket costs. From routine checkups to more involved procedures, we ensure that you receive the quality care you need within the framework of your insurance plan.

In-House Membership Plan


Recognizing that not everyone has access to traditional dental insurance, we've crafted an innovative solution: our In-House Membership Plan. Designed to make comprehensive dental care more affordable and straightforward, this plan eliminates the common barriers associated with insurance, such as deductibles, enrollment periods, and yearly maximums.


For a simple annual fee, our Dental Savings Plan offers extensive benefits, including:


  • 1 comprehensive exam
  • 1 emergency exam (usable anytime during the year)
  • 2 regular cleanings (non-periodontal based)
  • 30% off periodontal maintenance
  • 2 oral cancer screenings
  • 2 fluoride tooth desensitizing treatments
  • 4 bitewing x-rays
  • Any individual X-rays needed throughout the year
  • 20% off minor services (e.g., dental sealants, fillings, extractions)
  • 20% off major services (e.g., implants, crowns, veneers)


There are no complicated forms to fill out. Sign up with one of our friendly team members and save on your dental needs today!

Download Full Membership Program

Financing Options Available


We believe financial constraints should never hinder receiving the dental care you deserve. That's why Smart Dental is thrilled to offer flexible financing options through trusted partners Cherry, Sunbit, and Care Credit.


These financing solutions provide manageable payment plans that fit your budget, ensuring that both necessary treatments and elective procedures are within reach. Our team is ready to assist you in finding the best financing option, helping you proceed with your dental care plan without delay.

Join The Smart Dental Family


At Smart Dental in Richland, WA, Dr. Petersen and our amazing team are passionate about providing exceptional dental care that is both high-quality and financially accessible. Whether you're utilizing dental insurance, taking advantage of our In-House Membership Plan, or exploring financing options, we're here to support you every step of the way.

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